Postponed Retirement FERS for Federal Employees

With fers postponed retirement, you can separate from service after reaching MRA and apply for your annuity later when it best suits your needs. This decision helps minimize reductions and keeps your federal health coverage available when you claim your pension. Many federal workers consider postponed retirement fers a valuable tool for aligning retirement timing with financial goals. It offers peace of mind by ensuring your hard-earned benefits are not lost, even if you retire before meeting full eligibility.